About This Seminar: When transitioning into retirement, it's important to understand your pension options and to decide which choices will maximize your and your spouse's retirement income.  During the seminar, you will learn about the advantages and disadvantages of various strategies for taking distributions from pensions, 401(k)s and IRAs.  

The seminar will include discussions on the following topics:
•    IRS Publication 590.  You will become familiar with IRS Publication 590 which reviews all rules and regulations of individual retirement arrangements (IRAs). 
•    When must you withdraw assets? Required minimum distribution rules.
•    When can you withdraw assets?  The 72 (t) rule IRA to Roth conversion: Is it worth doing?
•    Defined benefit plans: What factors should be considered when deciding whether to take a lump sum from your retirement plan or to elect a monthly pension?
•    Annuities: Which annuitization option is best for you? Life Option, Joint-Life Option, Period Certain, Life with Guaranteed Term, Systematic Withdrawal Schedule, or a Lump-Sum Payment?
•    How inflation can ravage the purchasing power of your income during retirement
•    Estate planning and your IRA
•    How to decide on IRA beneficiary designations
•    How to handle an inherited IRA
•    How public pension plans invest their money to produce a steady stream of retirement income
•    How to mimic a pension plan's investment techniques
•    The benefits of mimicking a public investment pension plan
The seminar will conclude with recommendations regarding the best strategies to follow when taking distributions from pensions, 401(k)s, and IRA plans. 

Benefits of Attending: Participants will gain a better understanding of distribution rules.

Length of Seminar: Time content can vary depending on questions but it is normally around 90 minutes.

Special Feature: Participants are entitled to receive a No Cost, No Obligation, Personal Appointment with Professor Ulivi.  This will give them an opportunity to review their concerns and goals and to find out the steps to achieving their goals.

For Times, Dates and Location of Seminars, please email This e-mail address is being protected from spambots. You need JavaScript enabled to view it or call us at (714) 771-6000.